Mortgages
Everything’s easier when you know how to make the next move.
We can guide you through mortgages, as well as help you find your new home. So you can search your next property with FindProperty.
Try our mortgage calculator
Understand your affordability
See your monthly repayments
Check how much you could borrow
Find homes that match your budget
Be ready with a Mortgage in Principle
In just 20 minutes:
You’ll have a personalised result showing how much you can borrow
When you find the home you want you could get viewings faster
You’re not committing to anything and your credit rating won’t be affected
And you’ll be 1 step closer to a mortgage offer
Getting your Mortgage in Principle
Broker Name
Mortgage Broker
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In 20 minutes, you can make a big difference to your new home.
What you'll need
- You need to be a UK tax resident to apply.
- Details of income, including bonus, commission overtime payment.
- Outgoings information
Balances of credit cards, monthly payment amounts for any finance or loans, existing mortgage details. - Contact details, addresses for the last 3 years.
No impact on your credit score
- As a responsible lender, Findmoney has to run a soft credit check.
- It's just like getting a mobile phone contract. Or checking if you could get a credit card - the provider has to run a soft search.
- It won't impact your credit score. Only you can see it on your report. And it doesn't matter how many there are.
Get Started
I understand that my sensitive, personal information will be shared with, and used by, FindProperty and Findmoney.
You can check our Privacy Policy and Findmoney's Privacy Policy.
Country of birth and nationality
Which country were you born in?
- India
- Germany
- United Kingdom
- United States
Country of birth and nationality
- Indian
- German
- British
- American
Do you have another nationality?
Mortgage history
Do you currently own a property?
Do you have a mortgage at the moment?
Have you had a mortgage in the last 3 years?
Financial history
Have you ever had a property repossessed?
Have you been declared bankrupt, or entered into an individual voluntary arrangement (IVA) in the last 6 years?
Mortgage type
How do you want to buy your home?
Learn more about buying schemes
Shared ownership - A mix between buying and renting. You buy part of the property with a mortgage, and pay rent on the rest at a reduced rate.
Shared equity (including Help to Buy) - Often used with new-build homes. The government or house-builder will lend you up to 40% as an equity loan. You'll then need a smaller deposit and mortgage for the rest
Right to Buy - This is a scheme allowing council tenants to buy their council home at a discount.
Great, looks like we can help.
What to expect
- You'll get a decision from FindMoney at the end of the application process.
- You're not committing to any product from FindMoney, or anyone else.
- While there's no guarantee FindMoney will be able to offer you the amount they calculate, getting a Mortgage in Principle is a great next step towards your new front door.
Ready to apply?
If you'd like to go back and make changes, you'll need to start over your application.
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What is a Mortgage in Principle?
A Mortgage in Principle is the next step that can make a big difference when it comes to searching, viewing, and offering on a home. Also called an Agreement or Decision in Principle, or even AIP, DIP, MIP, or MAIP, you can do it online in just 20 minutes. And then you’ll know how much you can borrow, safe in the knowledge that a lender has checked what you could afford.
This is how it works. The lender will ask for your income, deposit, and outgoings. They’ll run a soft credit check too - don’t worry, it won’t affect your credit history. And then you get your result.
Whilst it isn’t a full mortgage offer, and you’re not committing to anything, a Mortgage in Principle means you can have more confidence in how much you can borrow, and act quickly when you find the home you want to buy.
Explore your remortgage options
Here’s why it’s worth checking if remortgaging is the right choice for you:
Check your rate options early to know where you stand
Access the best deals from our broker partner when your fixed term ends
Planning for a home renovation or project? Remortgaging can help you access cash or borrow additional funds
